Journal · Investment

Granny flat investment in Perth: the yield maths

A granny flat is a self-contained second dwelling on an existing block, called an ancillary dwelling in WA and capped at 70m2 of rentable area. On The Property Plug panel they start at $217,500 for the build and complete in around 8 months. Because the land is already owned, the rent it earns lands almost entirely on the build cost, which is what makes the yield maths work.

The reason investors keep returning to granny flats is simple: you are buying a second income without buying a second block. The land is sunk cost. Every dollar of rent the flat earns is measured only against the build, which is why a well-placed granny flat can lift the yield of an existing property more cleanly than almost any other move.

01 The rule

The WA 70m2 rentable rule

In WA a granny flat is formally an ancillary dwelling. As at June 2026 it can generally be up to 70m2 of internal floor area, sit on the same lot as a main house, and crucially be rented to anyone, not only family. That last point is the engine of the investment case. A compliant flat can carry its own tenant and its own lease, separate from the front house.

Eligibility depends on your lot size, local council requirements and setbacks, so the 70m2 figure is the ceiling, not a guarantee for every block. The Property Plug panel granny flats are designed to sit within the rule, from compact one-bedroom dwellings to larger layouts at the limit.

02 The yield

A worked yield example

Take a $217,500 granny flat let at $480 a week. That is $24,960 a year in rent against the build cost, a gross yield of about 11.5 per cent before siteworks and holding costs. Because you already own the land, that figure is measured on the build alone, which is why granny flat yields read higher than a standalone house.

Walk the numbers through. The table holds the build cost fixed and shows what different weekly rents do to the gross yield on the build. These figures are illustrative and exclude siteworks, land, finance and holding costs, which a full cashflow would include.

Weekly rentAnnual rentBuild costGross yield on build
$420$21,840$217,50010.0%
$480$24,960$217,50011.5%
$540$28,080$217,50012.9%

The honest caveat: gross yield is not cashflow. Subtract siteworks, finance interest, rates, insurance and management, and the net figure is lower. But because the land is already yours, even the net return on a granny flat usually beats adding a second freestanding property, where you must buy land all over again.

03 Why it stacks

Why the dual-income model works

The case rests on four things, in order of weight.

  1. The land is already paid for. You own it, so the rent is earned against the build alone.
  2. Two incomes, one title. A compliant flat is leased separately, so the block carries two rents.
  3. New-build depreciation. A brand-new dwelling and its fittings depreciate, improving the after-tax position for investors.
  4. Lower entry than a second house. A $217,500 build is a fraction of buying another freestanding property.

To price a flat for your suburb, pair this with our siteworks explainer and the cost to build by suburb data, then browse the granny flat range and your investor options.

Method note

Yields are illustrative, use a real granny flat base build price of $217,500 as at June 2026, and exclude siteworks, land, finance and holding costs. Confirm lot eligibility, council rules and a real rent appraisal for your block before relying on any figure.

HK
Hamza Khalif
Investment specialist · The Property Plug

Hamza works with investors on yield, dual income and depreciation, pricing each move against a real build cost rather than a brochure number.

FAQGranny flat investment, answered
How much does a granny flat cost to build in Perth?

On The Property Plug panel, granny flat designs start at $217,500 for the build, before siteworks. Most are one or two bedroom dwellings up to the WA 70m2 rentable limit. The landed cost adds the real siteworks figure for your suburb, and a granny flat typically completes in around 8 months.

What is the WA 70m2 granny flat rule?

In WA an ancillary dwelling, the formal name for a granny flat, can generally be up to 70m2 of internal floor area and be rented out separately to the main house, subject to your local council and lot size. Stay within the rule and the second dwelling can earn its own rent on the same block.

What rental yield does a granny flat return?

On a worked example, a $217,500 granny flat let at $480 a week returns about 11.5 per cent gross before siteworks and costs. Because the land is already owned, a granny flat often lifts the total yield of an existing property more than buying a second freestanding house would.

Can you rent out a granny flat separately in WA?

Yes. Since WA allows ancillary dwellings to be rented to anyone, not just family, a compliant granny flat can be tenanted separately for its own income. This is what makes the dual-income model work: one block, two rents.

Your next step

Price a granny flat for your block

Tell us your suburb and lot. We check eligibility, price the design against your real siteworks, and run the dual-income maths. Free to you, no obligation.

Browse designs Request access →