First Home Owner Grant WA.
Last updated 14 June 2026 · figures current as at June 2026, confirm with RevenueWA.
The First Home Owner Grant (FHOG) in Western Australia is a one-off $10,000 payment for eligible first-home buyers who build or buy a new home. It applies to new builds, off-the-plan, house-and-land and substantially renovated homes, never established ones. There is no income test. The Perth and southern-WA value cap is published under $800,000 in 2026.
What the grant is, in numbers.
| Detail | 2026 position | Confidence |
|---|---|---|
| Grant amount | $10,000 one-off | High |
| Property type | New homes only (new build, off-the-plan, house-and-land, substantially renovated) | High |
| Value cap (Perth / southern WA) | Home value under $800,000 | Verify current figure |
| Value cap (north of 26th parallel) | Home value under $1,000,000 | High |
| Income test | None | High |
| Residency | At least one applicant an Australian citizen or permanent resident | High |
| Prior ownership | Never owned residential property in Australia before 1 July 2000 | High |
| Occupancy | Live in the home 6 continuous months, starting within 12 months of completion | High |
The metro value cap is flagged verify-current because published 2026 figures differ between sources. Confirm the exact cap with RevenueWA before relying on it.
The eligibility checklist.
Tick every line below. If one fails, you may still qualify for other first-home support such as the stamp duty concession or a deposit scheme.
- You are a natural person (not a company or trust) and at least 18 at settlement.
- At least one applicant is an Australian citizen or permanent resident.
- Neither you nor your spouse or de facto partner has owned residential property in Australia before 1 July 2000.
- Neither of you has previously received a First Home Owner Grant in any state or territory.
- You are buying or building a new home, not an established (second-hand) one.
- The home value is under the cap for your area (under $800,000 Perth and southern WA, under $1,000,000 north of the 26th parallel).
- You will move in within 12 months of completion and live there for at least 6 continuous months.
A worked example on a new build.
On an eligible $480,000 new home in Perth, a first-home buyer in 2026 can take the $10,000 grant, pay nil transfer duty (the home sits under the current $500,000 nil threshold), and use a 5% deposit with no LMI through the First Home Guarantee. That combination materially lowers the cash needed at settlement.
| Item | Amount | Note |
|---|---|---|
| New home value | $480,000 | Under the $800,000 grant cap and the current $500,000 nil-duty threshold |
| First Home Owner Grant | +$10,000 | Applied toward deposit or costs |
| Transfer (stamp) duty | $0 | Nil duty under the current $500,000 threshold |
| Deposit at 5% | $24,000 | First Home Guarantee, no LMI |
| Indicative cash before grant | ~$24,000 plus fees | Grant then offsets part of this |
Worked example for illustration only, not a quote or an offer of finance. This is general information only and does not take into account your objectives, financial situation or needs. It is not credit assistance or a credit quote. Consider whether it is right for you and seek advice. Finance is arranged through Central Lending Solutions, the licensed credit partner The Property Plug works with (Australian Credit Licence or credit representative number [TBC]).
The Property Plug only sells new builds, so every one of our 46 designs is FHOG-eligible. New-home designs start $309,218 for the build, well under the value cap, which keeps the grant in play across the catalogue. We publish the real siteworks for 102 Perth suburbs so you see the landed price, not a teaser.
We are paid by the builder, never by you. We help you check what applies and line up the design, builder and finance to match.
- Stamp duty concession (WA) - nil duty under the current $500,000 threshold.
- First Home Guarantee - 5% deposit, no LMI.
- Combine your first home incentives - the full worked example.
- First home incentive estimator - what you may receive.
How much is the First Home Owner Grant in WA in 2026?
The WA First Home Owner Grant is a one-off $10,000 payment for eligible first-home buyers building or buying a new home. It is not available on established homes. Figure current as at June 2026, confirm with RevenueWA before relying on it.
Is there an income limit on the WA FHOG?
No. Unlike the First Home Guarantee or Help to Buy, the First Home Owner Grant has no income test. Eligibility turns on the home being a new build, the value cap for your area, residency and prior-ownership rules, and the occupancy requirement.
Does the FHOG apply to a house-and-land package?
Yes. House-and-land packages, off-the-plan purchases and new builds on your own land all count as new homes for the grant, provided the total home value sits under the cap for your area. Because The Property Plug only sells new builds, every design in our catalogue is FHOG-eligible.
Can I use the $10,000 grant as part of my deposit?
Often, yes. The grant can be applied toward your deposit or costs at settlement on a new build, which lowers the cash you need upfront. Pair it with the WA stamp duty concession and a low-deposit scheme to reduce out-of-pocket further. See our combine first home incentives guide.
What is the property value cap for the FHOG in Perth?
The 2026 metro and southern-WA cap is published as a home value under $800,000, with a higher cap north of the 26th parallel. This figure is verify-current, so confirm the exact threshold with RevenueWA before relying on it for a specific purchase.
Check what you qualify for
Tell us your suburb and budget. We confirm which grants and schemes likely apply and match you to FHOG-eligible new builds. Free to you, no obligation.