WA stamp duty calculator
Estimate transfer duty on a Perth or WA purchase, with the first home buyer exemption and concession applied automatically. Figures reflect 2025-26 WA settings.
Last updated 14 June 2026
WA stamp duty calculator
Estimate WA transfer duty on a home or a house-and-land purchase. Eligible first home buyers pay no duty up to a threshold, then a concessional rate. Figures use the WA first home owner rate in force now and are indicative only. The announced 2026-27 budget increases are not yet legislated. Verify current as at June 2026 with RevenueWA.
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Eligible first home buyers pay no duty on a home up to $500,000.
This is general information only and does not take into account your objectives, financial situation or needs. It is not credit assistance or a credit quote. Consider whether it is right for you and seek advice. Finance is arranged through Central Lending Solutions, the licensed credit partner The Property Plug works with (Australian Credit Licence or credit representative number [TBC]).
Want duty, the grant and siteworks in one real number?
Build your full landed budget →WA stamp duty, called transfer duty, is the state tax on a property purchase. The Property Plug calculator applies the published WA general rate scale, then layers the first home buyer exemption (no duty on a home to $500,000) and concession to $700,000 in Perth metro. Figures are 2025-26 indicative and should be verified with RevenueWA.
How WA transfer duty is worked out
WA duty is progressive. Each band of the price is charged at its own rate and the bands are summed. The published general rate scale for 2025-26 is below. First home buyers replace this with the concession until their price clears the concession ceiling.
| Dutiable value | Duty (general rate) |
|---|---|
| $0 to $120,000 | $1.90 per $100 |
| $120,001 to $150,000 | $2,280 + $2.85 per $100 over $120,000 |
| $150,001 to $360,000 | $3,135 + $3.80 per $100 over $150,000 |
| $360,001 to $725,000 | $11,115 + $4.75 per $100 over $360,000 |
| $725,001 and above | $28,453 + $5.15 per $100 over $725,000 |
Published WA general rate scale, 2025-26. Verify with RevenueWA before relying. A 7% foreign buyer surcharge may apply to non-residents.
What a first home buyer saves
The first home owner rate is the single biggest duty saving in WA. On a $500,000 home a first home buyer pays nothing, where an investor on the general rate would pay roughly $17,765. That saving alone can cover a meaningful slice of a deposit.
- Home up to $500,000: no transfer duty for eligible first home buyers.
- Home $500,001 to $700,000: a concessional rate, phasing up to the general rate (Perth metro and Peel).
- Vacant land up to $450,000: no duty, then a concession to $600,000.
- Above the ceilings: the standard general rate applies with no concession.
Why builders often pay less duty
When you buy a block and sign a separate building contract, transfer duty is generally assessed on the land value, not the finished house-and-land value. So a $560,000 build on a $300,000 block can attract far less duty than a $560,000 established home, where duty is charged on the full price. This is one of the quiet advantages of building new, and we factor it into your budget from the start.
This is general information only and does not take into account your objectives, financial situation or needs. It is not credit assistance or a credit quote. Consider whether it is right for you and seek advice. Finance is arranged through Central Lending Solutions, the licensed credit partner The Property Plug works with (Australian Credit Licence or credit representative number [TBC]).
How much is stamp duty in WA for a first home buyer?
For 2025-26 settings, a WA first home buyer pays no transfer duty on a home valued up to $500,000, then a concessional rate between $500,001 and $700,000 in Perth metro and Peel. On vacant land the exemption runs to $450,000 with a concession to $600,000. Above those caps the general rate applies. Verify current thresholds with RevenueWA.
Do investors pay more stamp duty than owner occupiers?
In WA both are assessed on the same general rate of duty above $200,000. The difference is concessions: only eligible owner-occupier first home buyers get the exemption and concessional rate. Investors and subsequent buyers pay the full general rate.
Is stamp duty cheaper when I build rather than buy established?
Often, yes. If you buy the land then build, duty is generally assessed on the land value, not the finished house-and-land value, because the building contract is separate. That can mean materially less duty than buying an equivalent established home. We model this properly for your block on a call.
Are these figures guaranteed accurate?
No. This calculator uses the published WA general duty scale and the first-home concession thresholds for 2025-26 as a guide. Rates and thresholds change at state budgets. Always confirm the exact duty with RevenueWA or your settlement agent before you commit.
Build your full landed budget
Book a free call. We combine duty, the $10,000 grant, siteworks and your loan into one real number for your block and your suburb.